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The team at TP Financial Solutions, financial planners in Morecambe

Peace of mind over your future.

Personal financial planning for those who are going through big transitions in life and are thinking about their financial future.

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Money is an emotional topic for most of us.

We know that thinking about money or facing the big financial decisions in your life can feel daunting and scary - especially when you don't understand what it all means and how it fits with your situation.

You worry about your money.​

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Every time you receive a letter about your finances or investments it fills you with fear because you don't truly understand it or feel in control.

You feel concerned about your future.​

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You may have sleepless nights or anxious days, filled with concern that you have made a big financial mistake. 

You've got no plan for retirement.​

 

You're concerned that you will not be able to afford to retire when you want to, or you don't know what retirement means to you. 

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You'll get no judgement from us.

When we meet with you, you are the focus. We have no agenda, no ‘one size fits all’ approach and we genuinely want to help you to identify you goals. We can then suggest the options you have to achieve these goals, agreed priorities and next steps with you and then help you to achieve your goals. 

What we can help with

Review your old pensions and help you tidy them up

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We review your old pensions to help you understand what you have and organise them efficiently.

Walk you through and implement your financial settlement on divorce​

 

During divorce, we help you navigate the financial settlement, ensuring fair division of assets and pensions, and assist in implementing the agreed arrangements.

Set up a new pension that’s right for you​

 

We create pension plans tailored to your career stage and retirement goals, ensuring your pension structure and investments align with your financial future.

Help you to structure your income in retirement

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We develop a sustainable, tax-efficient retirement income plan that maximises your income while protecting your capital for long-term security.

Explain the options to cover care fees

 

We explain the various ways to fund care costs, including insurance options and how you might use assets or pension income to cover these expenses.

Explain your options following an inheritance

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We advise on how to manage inheritances, including tax considerations and investment strategies to integrate them smoothly into your overall financial planning.

Please note...

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The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

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Inhertitance Tax Planning and Estate Planning are not regulated by the Financial Conduct Authority.

What our clients say...

Ready to start a conversation?

We work with people who have, or are about to have, £250,000 or more to plan around.

 

Both Tarnia and Annabel take Discovery Sessions, but we look after different kinds of situations. Have a read of who each adviser works with and pick the right starting point. If you're not sure where you fit, use the message form below the cards and we'll point you in the right direction.

The team at TP Financial Solutions, financial planners in Morecambe

Book a Discovery Session with Annabel

Annabel works with people going through significant life changes who have, or are about to have, £250,000 or more in play. Typically that means:

 

  • Going through a divorce and needing help with the financial settlement

  • Recently bereaved and inheriting assets that need careful planning

  • Approaching retirement and looking at how to access your pension benefits Arranging long-term care for a parent or loved one

 

If that sounds like your situation, book a Discovery Session with Annabel.

The team at TP Financial Solutions, financial planners in Morecambe

Book a Discovery Session with Tarnia

Tarnia works with people who have £250,000 or more of investable assets to structure, review, or consolidate. Typically that means:

 

  • You've recently sold a business and need to invest the proceeds

  • You have existing investments you'd like reviewed by a fresh pair of eyes

  • You have multiple pensions you want consolidated and properly planned

 

If that sounds like your situation, book a Discovery Session with Tarnia.

Not sure where you fit?

If you're not sure which adviser is right for you, or you'd like to talk through your situation before booking a Discovery Session, drop us a message using the form below. Tell us as much as you can about what you're thinking about, and we'll come back to you within two working days with a clear next step.

Get in touch

If you would like to leave us a message, please complete our form below, and one of our team will be back in touch with you shortly.

clients@tpfinancialsolutions.co.uk

01524 920015

19 Marine Road West
Morecambe
LA3 1BU

Complaints

Privacy Notice

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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TP Financial Solutions is a trading style of Infinite Financial Planning Ltd an appointed representative of Quilter Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.  Infinite Financial Planning Ltd is registered in England and Wales. Company Number 12073525. Registered Address 19 Marine Road West, Morecambe, England, LA3 1BU

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