One of the first steps to successful investing is making sure any investment returns are as tax efficient as possible.

In the 2022/23 tax year, you can save £20,000 within an ISA. Junior ISAs offer the same tax benefits and investment opportunities with a generous limit of £9,000 in the 2022/23 tax year. So, whether you want to set aside money for your children's education, a lift onto the property ladder or their first car, Junior ISAs are a great way to start saving.

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5th April 2023 is the cut-off for the 2022/23 tax year, so make sure you use your full allowance before it's too late.

TAX TREATMENT VARIES ACCORDING TO INDIVIDUAL CIRCUMSTANCES AND IS SUBJECT TO CHANGE. INVESTORS DO NOT PAY ANY PERSONAL TAX ON INCOME OR GAINS HELD WITHIN AN ISA.