Investing can mean as little as £25 per month into an ISA, or large lump sums.

There really is no- i've not got enough to invest.

Simply put, investing is the process of putting aside money which you don't need now, so that you have more to spend in the future. 

What we all aim for is acheiving a good return on that money.

So whether your are looking at setting up regular savings, or you have large amounts of cash in the bank, we will happily have a chat to discuss your options.

Before you start to look at investing, there are a number of things we need to consider:

- What are you investing for? Income? Growth? or both?

- Do you need to access the money at any time?

- What degree of risk are you prepared to take?

- What is your tax position now and in the future?

- How long are you prepared to invest for?

Interest rates in the bank are low, and with inflation this could mean that your cash in the bank could be worth less in 10 years than it is worth now.

There are lots of different investment options available to meet a lot of different needs.

Whether you are conservative or adventurous, give us a call and we will discuss what may be right for you and your circumstances.

Firstly, contact your investment provider, they should provide annual statements for your investments, if you need one in the interim, give them a call and they will provide the information that you need.

A lot of investment providers also have online portals that you can use to track your investments.

If you still need information and cannot access this through your current provider, we will happily have a look at your current investments.

With your permission we can request details of your investments, conduct a full review, and advise you on their performance.

All on a free initial consultation basis. We'd be happy to help wherever possible.

If you are paying an ongoing fee for advice then you should be receiving that.

When you set up the plan the adviser you spoke to will have explained how often they should contact you, what you are paying for that service, and how to cancel that charge should you no longer need the advice.

If you don't hear from your adviser when you are supposed to, contact them, explain you are paying a charge and would like to either meet with them, or cancel the charge.

If you're not sure get in contact and we will have a look for you.

Lots of clients we meet are paying an ongoing advice charge but don't hear from their adviser.

You should hear from them regularly- you can always switch this charge off if you don't want/need their advice any longer.

Whenever you set up an investment you need to take into consideration your attitude to risk.

If you invest directly with a provider this may not have been taken into consideration.

People invest for different reasons, such as to generate growth, or to provide an income.

Your investments should match your goals and your attitude towards risk.

Generally the higher the risk, the more potential there is for volitility.

If you would like to check that your investments match your goals and risk profile, get in touch we will happily run through this with you.